Use the equity in your home to renovate, take a vacation, consolidate debt, pay college expenses and more! Choose your terms. For a limited time we're offering 4.49% APR* up to 5 years fixed rate, 5.49% APR* 5-10 years fixed rate, or 6.49% APR* 10-15 years fixed rate. These rates are valid April 1-May 31, 2025.
We also offer an Adjustable Rate Home Equity Line of Credit featuring a 10 year draw period for Prime + 1%**
*APR = Annual Percentage Rate. Special rates of 4.49% APR for 5-Year, 5.49% APR for 5-10 Years, and 6.49% APR for 10-15 Years are valid from 4/1/2025-5/31/2025. Property insurance, and if applicable, flood insurance is required. Possible tax advantages, consult your tax advisor. Rates subject to change at any time without notice. Offer valid for single family, owner-occupied, primary residences only in Virginia.
**APR = Annual Percentage Rate. Rates are subject to change quarterly. Rates will never be less than 4% or greater than 18% APR. Amount based on 85% LTV. Approval is based on creditworthiness. Adjustable rate is based on Wall Street Journal Prime + 1%. Minimum amount to borrow is $10,000, maximum amount is $50,000 with up to 25 years to pay off with a 10-year draw. Some restrictions may apply. Property insurance, and if applicable, flood insurance is required. Closing cost fees are paid by borrower and can be as much as $1,000. These include fees for BPO, title insurance, flood hazard determination, title search, credit report and recording charges. Possible tax advantages, consult your tax advisor. Offer valid for single family, owner-occupied, primary residence s only in Virginia.